Fee-based fiduciary financial planner. Founded DeMull Financial in 2015. Based in Alma, Michigan. Serving clients across the state and nationwide.
DeMull Financial was founded in 2015 with a specific focus: business owners, tradespeople, professionals, and plan sponsors who needed a financial advisor that understood how they actually earn, operate, and build wealth.
Most financial advisors are great at managing investments. Fewer are built to connect your business finances, tax strategy, retirement design, and personal wealth into a single coordinated plan. That’s what we do.
We operate as a fee-based fiduciary — meaning our compensation is transparent, and we’re legally required to act in your best interest. Not a product we earn a commission on, not a fund company’s preferred list. Just your best interest.
No hidden fees, no commissions, no surprises. Here’s exactly what you can expect to pay.
For clients who want us to manage their investment accounts, fees are based on assets under management and are renewable annually.
| Portfolio Value | Annual Rate |
|---|---|
| $100K – $249K | 1.25% + $1,188 min renewal |
| $250K – $499K | 1.15% + $1,188 min renewal |
| $500K – $999K | 1.00% (renewal waiver eligible) |
| $1M – $1.99M | 0.90% (renewal waiver eligible) |
| $2M+ | 0.80% (renewal waiver eligible) |
For specific questions, second opinions, or one-time projects — available to non-retainer clients.
Not sure which option is right for you? Start with a free 30-minute call. We’ll figure it out together.
Every relationship starts the same way — a free 30-minute conversation. No pitch, no pressure. Just an honest look at your situation.
Schedule a Free Call → See Our Process